Earthquake Insurance
Earthquakes are typically not covered by Homeowners Insurance and should be considered to protect your largest investment.
Comprehensive Single Limit policy can be used to pay all, one, or a combination of the various types of coverage listed below:
- Dwelling Coverage
- Garages or detached structures
- Loss of use or rental value for one year
- Debris removal
Your single limits coverage can also be used for these coverages up to their limit:
- $5000 chimneys, fireplaces, masonry veneers
- $3000 swimming pools
- $3000 fences
- $3000 retaining walls
- $3000 detached walkways, patios
- $3000 paintings, antiques
- Deductible : 15% of Single Limit
Standard Policy provides a single limit of earthquake coverage for your dwelling only plus additional coverage up to the special limits on the following:
- $5000 personal property
- $1500 loss of use/fair rental value
- 5% engineering & demolition costs
- $10,000 building code upgrade
- Loss assessment
- Debris removal - reasonable expense
- $5000 chimneys, fireplaces, masonry veneers
- Deductible : 15% of Dwelling Coverage
Call 408-778-5531 to speak with one of our friendly Customer Service Representatives.